Here are five interesting things you should know if you were in an accident while on company time. It is important to understand worker’s compensation, so take a few minute and continue reading.
FACT #1. Anytime you are injured during company time, your only help is through worker’s compensation. For example, if you were on the playground with two children and you tripped and broke your arm, you will need to file a worker’s compensation claim. Your own insurance will not pay for the injury. It will be paid by worker’s compensation.
FACT #2. You will be entitled to coverage even if you caused the accident. Maybe you forgot your glasses and tripped because you could not see the large rock in front of you. You will also be covered if your employer ask you to run on an uneven muddy track after the children. It doesn’t matter whose fault it is, you are covered.
FACT #3. You will have all your medical bills paid. All you will be asked to do is, sign a paper when you see the Doctor. They take care of all the paper work. You do not have to go anywhere or apply for anything. If you are disabled and not able to work, you will receive compensation. It is usually a percentage of your salary. There is a formula that they work off of to decide what that amount will be. You will be paid every two weeks. The money will come directly to you. Most states are very generous. Unfortunately, California is not as giving with the benefits they provide.
FACT #4. In order to file a law suit, you must prove that the company you worked for intentionally did something to harm you. For example, they had you use broken chairs for your desk. They knew they were dangerous and could cause you to fall, but they insisted you sit on that chair anyway.
FACT #5. Sometimes people sue a third party in a worker’s compensation case. For example, if the chair you were sitting on was defective and only the manufactured knew that, then you could file a claim against them. If can be very confusing at times, and no one wants to file a law suit, but that might be necessary in some cases. It is important to receive the money due you for injuries or other problems caused by a work related accident. Some people are no longer able to work and have to change their life style after an accident.
It is important to talk to a good lawyer. There are no obligations and they will be able to steer you in the right direction. If you were in a car accident at work or any other type of accident, do not hesitate to call a good attorney. It only takes a minute and could be life changing.
Julia is a freelance journalist and enjoys writing about the law. For more information on finding a workers compensation attorney please visit seriousaccidents.com