I have used free checking MA offers for about six months. I am not required to keep a minimum amount in my checking account, and I can link my checking account to my savings account if I need extra funds. It is so easy to go online and look at my account. The person at the bank set up my account for me, and she told me everything I needed to know about the online services. I pay all of my bills online, and I have even set up automatic bill payments with some companies. This is one of the most convenient checking accounts that I have had since I started banking.
When I began looking at checking accounts, most of them wanted a minimum amount to open the account. I opened my current account with only $25. The account does not earn interest, but there were options that allowed me to do so. I can write an unlimited amount of checks, and my first set of checks was free. Every time I call the bank, I am greeted like they have known me for years instead of only a few months. I plan to make an account for my daughter when she starts college, and I will likely upgrade my checking in the near future.