The Cooperative Business Model

There are several theories and business models that can spell success, but none apply very well to Internet marketing. The commercialization of the Internet is unique as it depends on a downline to create growth and profit sharing. Usually the top of the downline behaves as if the business is a company and leave their downline to fend for themselves. This behavior leads to failure of those below since most of the revenue remains on the top line and never makes it down to the organization. Find all the info that you need about ” miami seo 1800seo ” at http://1800seo.com In case you’re interested in knowing more info on betboo 812, stop by www.satilmismaclar.com Benefit from fantastic savings on Buy methylone crystals online , just by taking a look at http://purechemonline.com

The most successful business plan is one where everyone takes part in the wealth and workload. It is unique in nature and may be difficult to develop and maintain. Very few opportunities have been able to develop and maintain this type of organization. The typical Internet marketing model is driven by greed and has a winner take all mentality. The Cooperative business model promotes the marketing business model to work together by combining their efforts for the good of all.

The International Cooperative Alliance defines a cooperative as “an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically controlled enterprise.” These are noble goals of any company but especially for those involved in internet marketing. A cooperative marketing developed business plan is the missing piece needed for Internet marketing success.

Cooperatives are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of the founders of cooperatives, members believe in the ethical values of honesty, social responsibility and caring for others. Cooperative business models also insist that education and training will be offered to its members. Members working to promote opportunities for cooperation and work to improve economic and social development of their community.

If you look at their downline members as a community volunteer in an effort to generate wealth for all participants. The ability to retain, train and develop a group of wealth creation is a sure fire way to achieve long-term success.

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338 thoughts on “The Cooperative Business Model

  1. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  2. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  3. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  4. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  5. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  6. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.
    http://money.cnn.com/galleries.....index.html

  7. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  8. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  9. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  10. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  11. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  12. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  13. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  14. 1. Advertising by monopolistically competitive firms can do all of the following EXCEPT

    a. act as a signal to consumers that the company is serious about staying in business.

    b. result in increased profits for the advertising firm.

    c. lower the consumer’s purchase price.

    d. help differentiate a firm’s product.

    2. In monopolistic competition in the long run, which of the following will be true?

    a. All of the answers are correct.

    b. Economic profit is zero.

    c. ATC is minimized.

    d. P = MC.

    3.Which of the following describes monopolistic competition?

    a. Homogenous products

    b. Advertising plays a key role

    c. P = MR = MC

    d. There is only one seller in the industry

    4. In the short run, the profit maximizing firm in monopolistic competition will produce at the level of output where

    a. MR = ATC.

    b. P = MC.

    c. P = ATC

    d. MR = MC.

    5. A product with qualities that consumers lack the expertise to assess without assistance is called a(n)

    a. search good.
    b. experience good.
    c. credence good.
    d. inferior good.

    6. If a firm produces an experience good, its mode of advertising will be

    a. persuasive advertising.
    b. direct advertising.
    c. not to advertise.
    d. None of these.

    7. Strategic behavior and game theory are features of which market structure?

    a. Perfect competition
    b. Monopoly
    c. Monopolistic competition
    d. Oligopoly

    8. Within a game theory model, if a change in decision-making raises corporation A’s profits by $50 and lowers corporation B’s profits by $50, the game is a

    a. negative-sum game.
    b. zero-sum game.
    c. positive-sum game.
    d. cooperative game.

    9. Which of the following is a characteristic of oligopoly?

    a. Easy entry and exit
    b. Many firms
    c. Strategic dependence
    d. None of these

    10. An association of producers that fixes common prices and output quotas is known as a

    a. cartel.
    b. common selling organization.
    c. joint-marketing arrangement.
    d. trade association.

    thank you.

  15. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  16. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  17. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  18. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  19. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  20. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  21. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  22. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  23. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  24. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  25. Hint: Think, “If I saw this name on a store sign while driving down the street, I would stop and check it out.” Once inside the store, you would find that it is a business that does health seminars, cooking demos, massage, and easy-to-follow diet guides for specific diseases.

    -The Road to Health Seminars and Books
    -Nutrition and Natural Health Center
    -S.M.A.R.T. Health Seminars
    -Health Playbook
    -The Love Model
    -The Daniel Diet Institute
    -S.M.I.L.E. (Stress Management Institute for Lifestyle Enrichment)
    -C.C.O.S. (Cooperative Community Outreach Services)

  26. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  27. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  28. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  29. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  30. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  31. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  32. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  33. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  34. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  35. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  36. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

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  38. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  39. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  40. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  41. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  42. 1. Advertising by monopolistically competitive firms can do all of the following EXCEPT

    a. act as a signal to consumers that the company is serious about staying in business.

    b. result in increased profits for the advertising firm.

    c. lower the consumer’s purchase price.

    d. help differentiate a firm’s product.

    2. In monopolistic competition in the long run, which of the following will be true?

    a. All of the answers are correct.

    b. Economic profit is zero.

    c. ATC is minimized.

    d. P = MC.

    3.Which of the following describes monopolistic competition?

    a. Homogenous products

    b. Advertising plays a key role

    c. P = MR = MC

    d. There is only one seller in the industry

    4. In the short run, the profit maximizing firm in monopolistic competition will produce at the level of output where

    a. MR = ATC.

    b. P = MC.

    c. P = ATC

    d. MR = MC.

    5. A product with qualities that consumers lack the expertise to assess without assistance is called a(n)

    a. search good.
    b. experience good.
    c. credence good.
    d. inferior good.

    6. If a firm produces an experience good, its mode of advertising will be

    a. persuasive advertising.
    b. direct advertising.
    c. not to advertise.
    d. None of these.

    7. Strategic behavior and game theory are features of which market structure?

    a. Perfect competition
    b. Monopoly
    c. Monopolistic competition
    d. Oligopoly

    8. Within a game theory model, if a change in decision-making raises corporation A’s profits by $50 and lowers corporation B’s profits by $50, the game is a

    a. negative-sum game.
    b. zero-sum game.
    c. positive-sum game.
    d. cooperative game.

    9. Which of the following is a characteristic of oligopoly?

    a. Easy entry and exit
    b. Many firms
    c. Strategic dependence
    d. None of these

    10. An association of producers that fixes common prices and output quotas is known as a

    a. cartel.
    b. common selling organization.
    c. joint-marketing arrangement.
    d. trade association.

    thank you.

  43. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  44. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  45. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

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  47. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  48. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  49. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  50. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  51. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  52. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  53. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  54. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  55. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  56. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  57. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  58. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  59. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  60. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  61. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  62. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  63. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  64. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  65. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  66. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  67. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  68. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  69. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  70. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  71. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  72. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  73. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  74. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  75. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  76. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  77. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  78. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  79. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  80. I really want to make some extra money working from home and am interested in learning Internet marketing. I currently stay at home with my two little kids but would be able to devote about 25 hours a week to Internet marketing. It’s just that I don’t know where to start. Where do I find some great resources that help me with the Internet marketing basics as all the websites I have come across are not for absolute beginners like me?

  81. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  82. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  83. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  84. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  85. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  86. 1. Advertising by monopolistically competitive firms can do all of the following EXCEPT

    a. act as a signal to consumers that the company is serious about staying in business.

    b. result in increased profits for the advertising firm.

    c. lower the consumer’s purchase price.

    d. help differentiate a firm’s product.

    2. In monopolistic competition in the long run, which of the following will be true?

    a. All of the answers are correct.

    b. Economic profit is zero.

    c. ATC is minimized.

    d. P = MC.

    3.Which of the following describes monopolistic competition?

    a. Homogenous products

    b. Advertising plays a key role

    c. P = MR = MC

    d. There is only one seller in the industry

    4. In the short run, the profit maximizing firm in monopolistic competition will produce at the level of output where

    a. MR = ATC.

    b. P = MC.

    c. P = ATC

    d. MR = MC.

    5. A product with qualities that consumers lack the expertise to assess without assistance is called a(n)

    a. search good.
    b. experience good.
    c. credence good.
    d. inferior good.

    6. If a firm produces an experience good, its mode of advertising will be

    a. persuasive advertising.
    b. direct advertising.
    c. not to advertise.
    d. None of these.

    7. Strategic behavior and game theory are features of which market structure?

    a. Perfect competition
    b. Monopoly
    c. Monopolistic competition
    d. Oligopoly

    8. Within a game theory model, if a change in decision-making raises corporation A’s profits by $50 and lowers corporation B’s profits by $50, the game is a

    a. negative-sum game.
    b. zero-sum game.
    c. positive-sum game.
    d. cooperative game.

    9. Which of the following is a characteristic of oligopoly?

    a. Easy entry and exit
    b. Many firms
    c. Strategic dependence
    d. None of these

    10. An association of producers that fixes common prices and output quotas is known as a

    a. cartel.
    b. common selling organization.
    c. joint-marketing arrangement.
    d. trade association.

    thank you.

  87. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  88. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  89. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  90. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  91. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  92. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  93. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  94. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  95. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  96. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  97. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  98. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  99. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  100. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  101. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  102. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  103. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  104. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  105. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  106. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  107. 1. Advertising by monopolistically competitive firms can do all of the following EXCEPT

    a. act as a signal to consumers that the company is serious about staying in business.

    b. result in increased profits for the advertising firm.

    c. lower the consumer’s purchase price.

    d. help differentiate a firm’s product.

    2. In monopolistic competition in the long run, which of the following will be true?

    a. All of the answers are correct.

    b. Economic profit is zero.

    c. ATC is minimized.

    d. P = MC.

    3.Which of the following describes monopolistic competition?

    a. Homogenous products

    b. Advertising plays a key role

    c. P = MR = MC

    d. There is only one seller in the industry

    4. In the short run, the profit maximizing firm in monopolistic competition will produce at the level of output where

    a. MR = ATC.

    b. P = MC.

    c. P = ATC

    d. MR = MC.

    5. A product with qualities that consumers lack the expertise to assess without assistance is called a(n)

    a. search good.
    b. experience good.
    c. credence good.
    d. inferior good.

    6. If a firm produces an experience good, its mode of advertising will be

    a. persuasive advertising.
    b. direct advertising.
    c. not to advertise.
    d. None of these.

    7. Strategic behavior and game theory are features of which market structure?

    a. Perfect competition
    b. Monopoly
    c. Monopolistic competition
    d. Oligopoly

    8. Within a game theory model, if a change in decision-making raises corporation A’s profits by $50 and lowers corporation B’s profits by $50, the game is a

    a. negative-sum game.
    b. zero-sum game.
    c. positive-sum game.
    d. cooperative game.

    9. Which of the following is a characteristic of oligopoly?

    a. Easy entry and exit
    b. Many firms
    c. Strategic dependence
    d. None of these

    10. An association of producers that fixes common prices and output quotas is known as a

    a. cartel.
    b. common selling organization.
    c. joint-marketing arrangement.
    d. trade association.

    thank you.

  108. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  109. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  110. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  111. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  112. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  113. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  114. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  115. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  116. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  117. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  118. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  119. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  120. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  121. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  122. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  123. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  124. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

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  126. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  127. What do you see as the advantages and disadvantages of worker cooperatives?

    Do you think cooperatives are preferable to the more traditional types of business models?
    @Mother Hubbard: Why do you believe that laws must favor cooperatives? Why do you think that the government should step in to that degree in favor of them?

  128. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  129. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  130. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  131. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  132. Which business model do you think is the best?
    Mr. O’Ryan: Your source please.

  133. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  134. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

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  136. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  137. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  138. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  139. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  140. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  141. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  142. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  143. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  144. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  145. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  146. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  147. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  148. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  149. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  150. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  151. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  152. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  153. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  154. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  155. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  156. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  157. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  158. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  159. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  160. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  161. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  162. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  163. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  164. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  165. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  166. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  167. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  168. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  169. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  170. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  171. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  172. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  173. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  174. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  175. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  176. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  177. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  178. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  179. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  180. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  181. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  182. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  183. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  184. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  185. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  186. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  187. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  188. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  189. I do not know French and I am afraid to use an online translator because of all the errors it makes during translation.

    I know it’s long but I am desperate to have it translated.

    Chère Mme Hayat,

    I would like to thank you for being so cooperative in regards to Connie’s education and helping me find away to pay for her education even though I reside in the United States. Ensuring that Connie has a proper education is extremely important and I am delighted that she is able to attend a private school. I understand how important an education is; especially in these modern times. I am an educated woman myself; I have a Bachelors’ degree in a double major of Business Administration and Human Resource Management with a minor in networking. Currently I am working on my Masters degree in Adult Education Theory. My goal is to ensure Connie has a proper education while in Morocco so she can transition without difficulty when she comes back home to the United States. I am not sure what Connie’s father told you about the circumstances of why Connie is in Morocco and I am in the United States. However since you’re my daughter’s educator I would like you to understand the situation. My ex-husband thought it was shame full that I was married prior and had a five year old daughter. I did not know this at the time of marriage. He lied to his mother and said I was never married, had no kids and I was Muslim. However, I was married, I had my daughter Tina and I am Catholic not Muslim. After I had Connie, I returned to Morocco with Connie. I stayed there until the summer and once Tina was out of school, I went back to America to get Tina who was currently with my mother. Once I arrived in America to bring Tina to Morocco Connie’s father told me not to bring Tina because he did not want his family to know about her. He asked me to abandon Tina who was 5 years old during this time and come to Morocco without her. I told him I refused to do so and I am coming back to Morocco to take Connie back home to America. He said he was keeping Connie because I chose my daughter Tina over him. That is when I contacted the American Embassy and they told me they cannot retrieve her because in Morocco the father has to provide her permission to leave. Since Connie does not have a mother with her can you please watch out for her? Seeing as both you and I are in the education profession we both have the same values and understand the importance of an education. I believe that you will be a great strong female role model to my daughter.
    Thank you so much. You have no idea how much I deeply appreciate this!

  190. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  191. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  192. I’m curious to know if anyone knows (ballpark) how much it costs to send out a small flyer in a cooperative direct mail marketing envelope such as valpak. Does anyone here have any experience with how much it may cost per thousand flyers or anything like that to give me a general idea of the costs?

  193. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  194. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  195. USAA is a non-profit Credit Union that offers far superior products and customer service than for profit banks so such as Bank of America, Chase and Wells Fargo. The reason USAA is able to offer better interest rates on Money Market accounts, lower interest rates on loans and services such as free checks for life is because they don’t have investors clamoring for profits, which the banks extract from customers via higher interest rates on loans, checking fees and pathetic interest rates on savings accounts.

    As such, it is the exact absence of profit motive that permits USAA to provide superior products and service to that of the major banks.

    Do you believe the cooperative business model could be effective in other avenues apart from the financial industry? Why or why not?
    Do a single one of you know what “cooperative” means?

  196. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  197. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  198. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  199. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  200. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  201. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  202. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  203. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  204. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  205. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  206. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  207. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  208. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  209. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  210. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  211. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  212. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  213. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  214. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  215. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  216. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  217. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  218. Which business model do you think is the best?
    Mr. O’Ryan: Your source please.

  219. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  220. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  221. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  222. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  223. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  224. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  225. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  226. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  227. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  228. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  229. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

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    I appreciate your interest in the cooperative marketing
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    Why? Here are a few reasons:

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    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  230. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  231. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  232. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  233. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  234. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  235. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  236. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  237. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  238. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  239. It’s a unique model – the worker-owned business. Some say it sounds like socialism, but these six companies say it’s helped them tough out the recession.
    1 of 6

    We Can Do It!

    Worker-owners from the We Can Do It! co-op went to Washington recently to participate in the Hispanic Caucus Public Policy conference. From left to right: Teresa Perez, Margarita Pavon, Inocente Ponce, Daniela Salazar, Alicia Chavez, Patricia Mora, Monica Valerio and Luz Maria Hernandez.
    In 2006, Latina immigrants in Brooklyn, N.Y. formed a housekeepers’ co-op to avoid exploitation, according to Vanessa Bransburg, cooperative coordinator of the Center for Family Life. With the help of the community organization, 19 women from Mexico and the Dominican Republic formed We Can Do It!, or Si Se Puede!, a slogan used by organized workers in Latin American and California.
    “A lot of these people really had the entrepreneurial spirit, but a lot of them don’t really have up to high school education, so they weren’t able to get a traditional job,” said Bransburg. “Instead of following somebody else’s rules, they wanted to be the bosses.”
    The Center acts as their agent, with 100% of the cleaning fees going to the workers, who pay $40 in monthly dues to cover marketing costs. The organization has spun off two other worker co-ops: Beyond Care, with 19 child care workers, and Émigré Gourmet, a cooking collective.
    All the worker-owners have equal control over marketing and they develop their own relationships with their clients, said Bransburg. “With all of this happening, they’ve been able to withstand the recession and even grow in the last few months,” she said.

  240. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  241. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  242. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  243. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  244. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  245. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  246. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  247. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  248. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  249. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  250. A cooperative is a business model owned and operated by the people who work there for their mutual benefit. Executives, and Management are elected from the workers, by the workers. After business expenses and reserved capital, salaries are determined by output of work.

    You guys already know what the Capitalist business model is like. So won’t go in to it.

  251. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  252. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  253. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  254. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  255. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  256. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  257. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  258. ITV Ventures vs Trivita Review

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    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  259. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  260. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic

  261. The Constitution has a clause on this subject. But Common Law which we do follow in USA also has a concept of “contrary to public policy”

    We have traditionally, for at least 150 years allowed the Courts to strike down certain contracts as “contrary to public policy”

    Beyond that, for the past 80 years we have allowed a wide variety of Executive Branch and Independent Agencies to prohibit certain contracts if they are milsleading, fraudulent or predatory.

    So, the answers should start with reality — the jurisprudence that we have — and not try to re-invent the whole thing based on a Wild Wild West Theory, which I know is extremely popular in the Deeply Stupid Zone of America.

    Here’s my take for what it’s worth, to maybe get you started towards a rational and useful answer:

    I think the government does have a right to read over all contracts that are being offerred to many people as part of a company’s business model.

    Many of these contracts are way too complex, not by a few percentage points but by millions of percentage points. Whole lawschools full of merit scholars could not possibly figure out what they mean or what the rights of the parties are. Credit card company contracts, and health insurance contracts are very often like this, but also the Countrywide-style mortgage contracts.

    The government has a right to weed out particularly obnoxious and socially harmful contracts and just issue administrative orders prohibiting these predatory, or obscure, or unintelligibe contracts. Mr Mozillo might not like it, but the well being of our society requires that this be done.

    That having been said, the government has no right to completely destroy and disband the health insurance industry by telling insurors that they must issue policies without measuring the risk. That’s the whole basis of any insurance contract. Without that what you have is a conditional contract to make a gift.

    Insurance is a bet. The insured is betting that he will get sick. The company is betting that he won’t. The bet is aleatory in that the basic fact of sickness vs wellness has not yet been determined.

    If the government tells insurors they must insure sick and well alike, then there is no bet. It’s not really insurance. It’s ordering the insurance companies to give away free gifts to sick people, that in exchange for a standard level of premium, or perhaps just a bit above, the company will bet that a person is knows to be sick right now will not get sick.

    That’s not insurance, it’s a free lunch. No business in the history of the universe has ever existed based on giving away free lunches. Soup kitchens maybe, but not for-profit corporations (or cooperatives).

    So, the government has no right to tamper with whatever insurance companies may wish to do about pre-existing conditions, unless the Federal goal is to destroy the private insurance business utterly.

    Well, in USA anyway. The Federal government could not regulate British or Swiss or Dutch insurance companies — which is where 100% of the American business would go if the Fed tried to tamper with how USA policies must be written.

    Betters must be 100% free to make their bets according to their own judgment. Take that away, there is no business. No corporation can afford to be a money machine that hands out free $100 bills.

    All the free market geniuses in Washington DC can’t see that. Why? How did they get so dumb? Is it possible that they are simply unaware of free-market economics? If they went to a marxist Ivy league school, that might be possible, I guess. Harvard people don’t see any reason why any insurance applicant should ever be turned down for health insurance whether or not he has a pre-existing condition (including mortal illnesses). The sicker he is, the more benefit he’ll get out of the insurance contract, so by all means let him have it. For Harvard people there’s no flaw in this reasoning. It makes perfect sense.

    But what do you think? That’s what I’m asking — Your Views!

    (P.S. I would be very grateful if we could make this question a Clown-Free Zone. So please if you want to write jokes or insults, skip on to another question. Let’s have serious people here. This is a pretty serious matter of national policy.)

  262. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  263. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  264. Hello Friends,

    I am writing this email to share you my things here…I am looking your advice, comment, feedback and suggestion…I have started a new model of supermarket (with grocery store, rest cafe and cyber together) in Pokhara, Nepal. The main idea of the grocery is to produce, package, brand, market and promote locally produced items in fair-trade and sustainable manner.

    I have started a business (socially responsible in heart) here in Nepal.I didn’t have any money with me. Nevertheless, I consulted with some people after coming back and got
    good feedback on the business idea..and I went into starting this
    business….I couldn’t start the business exactly what i was thinking
    of..for e.g. in a business cooperative manner…(which was technically
    hard for me as i could not find like minded and interested youth of
    our age) ….So, after the interest of one of my best friends and 2
    other friends … we set out for the business….We looked out for
    investors but could not get any….One of the organization showed
    positive response of providing around 15,000 Euro support………This
    even gave us more confidence and we declared to start the
    business…..

    To get the initial investment…we approached a bank and asked for
    loan…keeping my best friend’s Land as a collateral. The bank was
    ready to give us around 20,000 Euro….We thought that we would repay
    the bank loan (which have interest rate of 13%) from the investment
    that the organization would provide us….Two other friends invested
    around 2000 Euro…………..Our tentative budget to run the business
    for first few months was 25,000 Euro in total….. We could not raise
    all investment … but we nevertheless started the business…

    We set-up, did all our hard labour and everything we needed to do the
    initial launching….and in mid September we launched the business as
    well…..We are now in second month………In the first month the
    business was going quite fine…but then..it got slowed down…

    Then the problems started………Unfortunately, the organization who
    were supposed to invest on us broke us down…and they are not ready
    any more to invest on us,,,without any reasons (we don’t know
    why?)….Here, the friend whose land was used as collateral, his
    family members started crapping us…saying that we made him
    loss….they want to see the return by tomorrow….Our point is we are
    doing business and we need to wait for sometime until the business
    gets going and costumers come to us………….At the same time
    during our opening period there was a cash problem in Nepali
    market…which gave us a hard shock…we could not manage the great
    risk in the beginning of our business when the whole country was
    facing this problem…because of this our investment went upto 30,000
    Euro…..This is making us go crazy….we do not even have 2000 Nepali
    rupees and we are in need of around 2000 Euros urgent
    cash……………..

    My team is getting weak and distressed day by day…My friend whose
    land was used (he is the main business partner)..because of his family
    he is also getting upset slowly…..I am completely pissed….I see
    the trust in the business idea yet……but i have no one behind me to
    say it works….

    Everything turned upside down……I have only two options either to
    bear the risk and invest more money for marketing (I don’t know where i can get it from???) and look for the business idea to go up…..(search investment and make new team; which
    seems really hard for me in this phase coz i am becoming alone)…OR
    …to pack up the business…..which is not sure yet if we get the
    good amount of money after selling the business to cover-up the
    investment………………

    I am sorry for the long story….I wrote everything what is happening….what i can do further?? From your perspective after hearing this story……Shall i pack up the business or take further risk?? Where can i find some angle investors or partners??? I thank you in advance for you suggestion and feedback…………as soon as possible..sorry for taking your time to read this long mail
    and taking up your passion to think for my condition……………..

    Thank you very much

    Sincerely,

    Basil, Nepal

  265. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  266. If you think I am wrong tell me how — that’s the question ???

    They will just say the Communist IDEAL is wonderful but YOU probably won’t get them to describe it. If they do you will find out they are just talking about a CO-OPERATIVE, just like REI or Sunkist !!!

    Now when they see Sunkist here they will say, “NO NO THAT CAN’T BE”, well YOU see they are VERY IGNORANT PEOPLE !!!

    There are VERY good reasons why most farmers food processing businesses are cooperatives, COLLECTIVELY OWNED AND RUN, and they have been for decades.

    It IS a very well established business model in the USA !!!
    “depends on whether the co-op actually returns the dividends back to the people, or someone is getting richer than everyone else at the Top!”

    OF COURSE IT DOES its NOT a C0-OP if it does NOT do THAT …

    … there ARE MANY LAWS THAT GOVERN THINGS YOU SHOOOOOOUUUUUULD KNOW !!!
    “Sounds more like preaching than a question. Read “Rule by Secrecy” by Jim Marrs. The whole conservative/liberal thing is a show administered by spin doctors. Yes, there are real issues that need to be addressed but they really just want us to argue and the resolution of the conflict moves us closer to globalization, which, since it sounds you have eagerly sunk into the pigeon hole of modern American conservatism, I’m guessing you are against. Wake up. You’re being played.”

    NO it is YOU who is PLAYING because YOU HAVE NO SOLUTIONS and have a GOOD excuses to remain IGNORANT !!!

    It seem that one side has MANY solutions and technics AND THE OTHER SIDE SAYS BOOO HOOO EVERYONE IS SOOOOO IGNORANT yet use every STUPID excuse in the World to REMAIN AS IGNORANT AND LAZY AS POSSIBLE THEMSELVES !!!
    “Admit What ?
    “Communist Ideal is Wonderful” No One is Saying That !
    All over the world people know that Communism Failed !
    That’s why China is turning to free markets
    Who are you talking about/with ? (your talking to your self aren’t you)

    Yes, there are VERY good reasons for cooperatives – good for you for knowing that !”

    I run into people ALL THE TIME that think communism would be wonderful if they could just get it to work, or something like that they never really say !!!
    “COULD SOMEONE… ANYONE… TELL ME WHAT SOLUTIONS THAT YOU OR ANY OF THE CONSERVATIVES HAVE… YOU SAY YOU HAVE THEM ALL THE TIME, BUT I HAVE YET TO SEE ONE THAT HAD ANY THOUGHT AND DIDN’T MAKE THE PROBLEM 10 TIMES WORSE… (Like No Child Left Behind… clearly someone thought about that for a total of 5 minutes)”

    Well, maybe that is because YOU have severely impaired judgment …

    … if you had GOOD ideas YOU would KNOW that all YOU have to do is mention it somewhere and it takes off like WILDFIRE ALL BY ITSELF !!!

  267. ITV Ventures vs Trivita Review

    Create a successful business while working alongside an
    emerging industry leader to help bring a positive change.
    Get a FREE Media Kit Today! Here is to video…

    http://www.myempoweringteam.ws/

    I appreciate your interest in the cooperative marketing
    business model I shared with you in my ‘Insiders Secrets Exposed’ report recently. I have a lot of information about another coop marketing company we need to tell you about as soon as possible.

    Why? Here are a few reasons:

    * 25 Times The Power of MLM
    * Little-Known Business Model
    * Never Lose Your Downline Again
    * No Family & Friends Required
    * TV Infomercials Sell For You, Not like ITV Ventures where IBO’s are losing money by the day…
    * Continuous Customer Back-End Marketing
    * No Daily Operation Headaches

    There are 4 Ways to enroll a Business Affiliate or
    Affiliate, Details of the Business Pack coded Bonuses and Payout, Examples. http://www.myempoweringteam.ws/

  268. Basically, where all the employees, from the lowest worker down to the elected board manager, own part of the company? it’s a business model that WORKS (such as the Kibbutz in Israel, or co-op organic farms and grocers here in Hawaii) where everyone makes the same wage or at least, similar wage and everyone has a say in how business is run.

    basically: laborers hire capital, not capital hiring laborers.

    the biggest indicator? they TURN OUT A PROFIT!!! so why isn’t this business model of successful communism utilized more?
    @Liberatarian: North Korea shunned communism in favor of “Juche Nationalism” in the 70’s, and most Trotskyists hate the former USSR and Cuba.
    @civil: 401(k)s aren’t the same thing. that’s a retirement plan. this is you having an actual say in upper management issues.
    @gws35; support your arguments with facts, because I don’t think a damn thing you said was true.

  269. ____126.Which of the following is NOT a characteristic of functional departmentalization?
    a.Functional departmentalization allows work to be done by highly qualified specialists.
    b.Functional departmentalization lowers costs by reducing duplication.
    c.Functional departmentalization produces managers with broader experience and expertise.
    d.Functional departmentalization complicates coordination between departments.
    e.Functional departmentalization organizes workers into separate units responsible for performing particular business functions.

    ____127.A manufacturer of acrylic, latex, and nitrile gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
    a.matrix
    b.product
    c.customer
    d.geographic
    e.functional

    ____128.Organizational authority is traditionally characterized by ____.
    a.chain of command
    b.empowerment
    c.behavioral informality
    d.reengineering
    e.all of these

    ____129.A(n) ____ function is an activity that contributes directly to creating or selling the company’s products.
    a.staff
    b.line
    c.mechanistic
    d.organic
    e.charted

    ____130.Which of the following approaches to job redesign entails more than simply providing additional variety in job tasks?
    a.the job enrichment plan
    b.the job characteristics model
    c.the Gantt chart
    d.the task specialization map
    e.the task breakdown plan

    ____131.Which of the following statements about mechanistic organizations is true?
    a.Mechanistic organizations rely on decentralized authority.
    b.Mechanistic organizations work best in stable, unchanging business environments.
    c.Mechanistic organizations are characterized by horizontal communication based on task knowledge.
    d.Mechanistic organizations have broadly defined jobs.
    e.None of these statements about mechanistic organizations is true.

    ____132.Roughly 70 percent of all reengineering projects fail because ____.
    a.of how the process affects people in the workplace
    b.the reengineering process requires the organization’s vision to be changed
    c.staff personnel must be given line authority to effectively implement reengineering
    d.satisfactory benchmarks cannot be located
    e.newly hired employees cannot internalize the organizational culture

    ____133.A park, recreation, and open space (PROS) cooperative is a recognized association of park, recreation, open space, and related entities united voluntarily to achieve through collaboration what can’t be achieved through individual and independent action. PROS cooperatives conserve the diversity of valued resources and recreation opportunities for the benefit these afford individuals, communities, the economy, and the environment. A PROS cooperative is an example of a ____ organization.
    a.modular
    b.boundaryless
    c.decentralized
    d.virtual
    e.mechanistic