Getting a loan is not a problem these days. With the sudden growth of the financial industry, things are relatively easier for people, because now they know that, even though they are experiencing any financial problems, it may take the help of a loan product. However, when the need is urgent, the long wait for approval of the methods most certainly can be a problem for the person who needs emergency cash and the time waiting can be quite tense. But now, they do not really need to worry because, with the help of instant cash advance loans, people who are in urgent need of cash may solve their financial problems and there is no certainly a major asset for any person who is in urgent need of money. This loan will be instantaneous and the sum of the loan is immediately credited to the account of the borrower.
There are many banks and financial institutions that offer loans instant cash advance. You will need to gather knowledge about the various regimes that these banks and financial institutions have. Do also note that there are a number of criteria for these loan products. You must have a monthly income, and you should have a bank account with a bank. In the past, the record of your credit score is not a problem here because instant loans are designed to meet the needs of instantaneous exchange instant. The best part is that you can apply for these loans online, such as banks and financial institutions have their company sites where you can fill in the online form with them. So, do not panic and apply for this loan product today.
I’m looking to buy a car for £2000. I need some instant cash so I was thinking of getting a cash advance on one card and then a balance transfer to another 0% card so I don’t get hit with big repayments. Does this make sense? Is it viable? Should I just get a personal loan to pay for the car? Thanks.
Has anyone ever used 888 payday loans?
I need $1000 within 24 hours for fixing my car.
Do I have to fax the document to 888 payday loans?
Is it fast approval?
If you have another cash advance that offer instant approval and secure application. Please kindly tell me.
hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
I am in an unbelievably bad financial position at the moment, have just started a new job and have to work a few weeks in advance, and have no money in the meantime for food, and am going to have to walk across London to get to work tomorrow which will take 2-3 hours… i think my only way out is finding a reputable short term loan company,…wonga seems legitimate but I think i’m going to need more than 400 and the interest is quite high, does any one know of an online company that gives instant cash loans of more than 400, and that is not a scam and that has a decent interest rate? would really appreciate some guidance, btw I have poor credit rating/history which will obviously hinder me, but nonetheless I don’t see any other way out..
. What does leasing a car involve?
(Points: 2)
Purchasing a car from a car dealer rather than from the previous owner
Using a loan to buy the right to use a car only on specific days of the week
Paying off the car loan over a period of time that’s longer than the car is owned
Renting the car for a specific period of time and paying for its depreciation
2. When can a bank repossess someone’s car?
(Points: 2)
When the owner buys a used car
When the owner gets into an accident
When the owner cancels the insurance
When the owner defaults on the loan payments
3. Which of these makes a student loan different from other types of loans?
(Points: 2)
Students don’t have to provide any collateral to get a student loan.
Student loans are sponsored and guaranteed by the government.
The principal on a student loan is paid off before the interest is applied.
The payments on a student loan can’t be shown on an amortization table.
4. Which of these describes how a five/one ARM mortgage works?
(Points: 2)
The monthly payment is one-fifth of the total purchase price of the house.
The interest rate is fixed for five years and then changes every year afterward.
The interest rate charged on the mortgage is five times the normal interest rate.
The annual fees on the mortgage are only charged during the first five years of the loan.
5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage?
(Points: 2)
Government mortgages are easier to get approved than conventional mortgages.
Government mortgages allow home buyers to spend more money on their house.
Government mortgages charge lower interest rates than conventional mortgages.
Government mortgages prevent the government from taking the property for public use.
6. What is one advantage of using a credit card to make purchases?
(Points: 2)
You earn interest on your purchases.
You can buy something now and pay for it later.
You automatically improve your credit history.
You get instant access to your checking account.
7. Match each of the fees below with the situations where a credit card customer would get charged.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual fee
1: The credit card company requires a yearly payment for the right to use the card.
2: You use a new credit card to pay off the $1,000 balance on another credit card.
3: You pay your minimum payment one week after the due date.
4: You withdraw $500 from an ATM using your credit card.
: Balance transfer fee
: Cash advance fee
: Late payment fee
8. Why is it important for people to maintain a good credit history?
(Points: 2)
So that the IRS won’t investigate them for tax fraud
So that it’s easier to list the expenses on their personal budget
So that they know all of the fees associated with their credit cards
So that they have an easier time getting loans and credit cards
9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month?
(Points: 2)
No fees for cash advances
A high balance transfer limit
A low annual percentage rate
An annual fee that can be waived
10. Match each of the credit card terms with its definition.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual percentage rate
1: Number of days to run a balance before fees or interest are charged.
2: A listing of a person’s financial information and history
3: A credit card with money in a savings account to act as collateral.
4: The amount of interest paid on unpaid balances.
: Grace period
: Secured card
: Credit report
. What does leasing a car involve?
(Points: 2)
Purchasing a car from a car dealer rather than from the previous owner
Using a loan to buy the right to use a car only on specific days of the week
Paying off the car loan over a period of time that’s longer than the car is owned
Renting the car for a specific period of time and paying for its depreciation
2. When can a bank repossess someone’s car?
(Points: 2)
When the owner buys a used car
When the owner gets into an accident
When the owner cancels the insurance
When the owner defaults on the loan payments
3. Which of these makes a student loan different from other types of loans?
(Points: 2)
Students don’t have to provide any collateral to get a student loan.
Student loans are sponsored and guaranteed by the government.
The principal on a student loan is paid off before the interest is applied.
The payments on a student loan can’t be shown on an amortization table.
4. Which of these describes how a five/one ARM mortgage works?
(Points: 2)
The monthly payment is one-fifth of the total purchase price of the house.
The interest rate is fixed for five years and then changes every year afterward.
The interest rate charged on the mortgage is five times the normal interest rate.
The annual fees on the mortgage are only charged during the first five years of the loan.
5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage?
(Points: 2)
Government mortgages are easier to get approved than conventional mortgages.
Government mortgages allow home buyers to spend more money on their house.
Government mortgages charge lower interest rates than conventional mortgages.
Government mortgages prevent the government from taking the property for public use.
6. What is one advantage of using a credit card to make purchases?
(Points: 2)
You earn interest on your purchases.
You can buy something now and pay for it later.
You automatically improve your credit history.
You get instant access to your checking account.
7. Match each of the fees below with the situations where a credit card customer would get charged.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual fee
1: The credit card company requires a yearly payment for the right to use the card.
2: You use a new credit card to pay off the $1,000 balance on another credit card.
3: You pay your minimum payment one week after the due date.
4: You withdraw $500 from an ATM using your credit card.
: Balance transfer fee
: Cash advance fee
: Late payment fee
8. Why is it important for people to maintain a good credit history?
(Points: 2)
So that the IRS won’t investigate them for tax fraud
So that it’s easier to list the expenses on their personal budget
So that they know all of the fees associated with their credit cards
So that they have an easier time getting loans and credit cards
9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month?
(Points: 2)
No fees for cash advances
A high balance transfer limit
A low annual percentage rate
An annual fee that can be waived
10. Match each of the credit card terms with its definition.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual percentage rate
1: Number of days to run a balance before fees or interest are charged.
2: A listing of a person’s financial information and history
3: A credit card with money in a savings account to act as collateral.
4: The amount of interest paid on unpaid balances.
: Grace period
: Secured card
: Credit report
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )
I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
My husband and I are both WORKING FULL TIME at GOOD, SECURE JOBS but we are just about breaking even and saving just a little each month. We are living in an apartment that is infested with fleas (we’ve been trying for over 2 months to get rid of them, but they are coming from the other apartments so there isn’t much we can do) and is slowly bringing in less desirable residents and we really want to buy a house, but do not have enough for a down payment and other expenses buying a home needs.
We’ve cut our budget as much as possible. We’re NOT INTERESTED IN THE LOTTERY and we even looked up donating eggs, blood and testicles, (to show you how far we’d go!!) but you don’t get any money for those things. Loans and cash advances are also out of the question.
I know, I can’t think of anything else to do either… Anybody know of anything we should check into or can think of anything we’ve missed?
We just moved to this state in January, we’re not moving again. We have one car payment of $125 a month. Also, since we just moved out of state, we’ve already sold all of the things we had that we were willing to get rid of so ebay and garage sales won’t really work… I know I’m practically asking for spam, but I’ll take anything at this point! I don’t want to live in this flea-ridden apartment anymore!!!
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
I am starting to look for an investment property in Phoenix or Tucson. I am after solid property with instant positive cash flow, should not be too hard to find these days. I tried to contact several of my “old” lenders who either lent funds to me or expressed interest in my deals in the past. Now when I tried to contact them they don’t respond at all. I now live overseas, but have US based income as well as plenty of equity in Arizona real estate. It’s almost as if lending business went dead. The point is that I am looking for a lender or mortgage broker that
a) understands real estate investing
b) still provides low doc loans.
I am self-employed, decent income (both US and abroad), excellent credit score, never had a credit blemish on my report. Plenty of equity in real property (land). No debt. US citizen. Experienced in real estate investing.
If you know a good contact that can work with me I would greatly appreciate it.
Thanks a lot in advance!
My husband and I are both WORKING FULL TIME at GOOD, SECURE JOBS but we are just about breaking even and saving just a little each month. We are living in an apartment that is infested with fleas (we’ve been trying for over 2 months to get rid of them, but they are coming from the other apartments so there isn’t much we can do) and is slowly bringing in less desirable residents and we really want to buy a house, but do not have enough for a down payment and other expenses buying a home needs.
We’ve cut our budget as much as possible. We’re NOT INTERESTED IN THE LOTTERY and we even looked up donating eggs, blood and testicles, (to show you how far we’d go!!) but you don’t get any money for those things. Loans and cash advances are also out of the question.
I know, I can’t think of anything else to do either… Anybody know of anything we should check into or can think of anything we’ve missed?
We just moved to this state in January, we’re not moving again. We have one car payment of $125 a month. Also, since we just moved out of state, we’ve already sold all of the things we had that we were willing to get rid of so ebay and garage sales won’t really work… I know I’m practically asking for spam, but I’ll take anything at this point! I don’t want to live in this flea-ridden apartment anymore!!!
hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )
I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂
. What does leasing a car involve?
(Points: 2)
Purchasing a car from a car dealer rather than from the previous owner
Using a loan to buy the right to use a car only on specific days of the week
Paying off the car loan over a period of time that’s longer than the car is owned
Renting the car for a specific period of time and paying for its depreciation
2. When can a bank repossess someone’s car?
(Points: 2)
When the owner buys a used car
When the owner gets into an accident
When the owner cancels the insurance
When the owner defaults on the loan payments
3. Which of these makes a student loan different from other types of loans?
(Points: 2)
Students don’t have to provide any collateral to get a student loan.
Student loans are sponsored and guaranteed by the government.
The principal on a student loan is paid off before the interest is applied.
The payments on a student loan can’t be shown on an amortization table.
4. Which of these describes how a five/one ARM mortgage works?
(Points: 2)
The monthly payment is one-fifth of the total purchase price of the house.
The interest rate is fixed for five years and then changes every year afterward.
The interest rate charged on the mortgage is five times the normal interest rate.
The annual fees on the mortgage are only charged during the first five years of the loan.
5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage?
(Points: 2)
Government mortgages are easier to get approved than conventional mortgages.
Government mortgages allow home buyers to spend more money on their house.
Government mortgages charge lower interest rates than conventional mortgages.
Government mortgages prevent the government from taking the property for public use.
6. What is one advantage of using a credit card to make purchases?
(Points: 2)
You earn interest on your purchases.
You can buy something now and pay for it later.
You automatically improve your credit history.
You get instant access to your checking account.
7. Match each of the fees below with the situations where a credit card customer would get charged.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual fee
1: The credit card company requires a yearly payment for the right to use the card.
2: You use a new credit card to pay off the $1,000 balance on another credit card.
3: You pay your minimum payment one week after the due date.
4: You withdraw $500 from an ATM using your credit card.
: Balance transfer fee
: Cash advance fee
: Late payment fee
8. Why is it important for people to maintain a good credit history?
(Points: 2)
So that the IRS won’t investigate them for tax fraud
So that it’s easier to list the expenses on their personal budget
So that they know all of the fees associated with their credit cards
So that they have an easier time getting loans and credit cards
9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month?
(Points: 2)
No fees for cash advances
A high balance transfer limit
A low annual percentage rate
An annual fee that can be waived
10. Match each of the credit card terms with its definition.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual percentage rate
1: Number of days to run a balance before fees or interest are charged.
2: A listing of a person’s financial information and history
3: A credit card with money in a savings account to act as collateral.
4: The amount of interest paid on unpaid balances.
: Grace period
: Secured card
: Credit report
hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )
hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )
. What does leasing a car involve?
(Points: 2)
Purchasing a car from a car dealer rather than from the previous owner
Using a loan to buy the right to use a car only on specific days of the week
Paying off the car loan over a period of time that’s longer than the car is owned
Renting the car for a specific period of time and paying for its depreciation
2. When can a bank repossess someone’s car?
(Points: 2)
When the owner buys a used car
When the owner gets into an accident
When the owner cancels the insurance
When the owner defaults on the loan payments
3. Which of these makes a student loan different from other types of loans?
(Points: 2)
Students don’t have to provide any collateral to get a student loan.
Student loans are sponsored and guaranteed by the government.
The principal on a student loan is paid off before the interest is applied.
The payments on a student loan can’t be shown on an amortization table.
4. Which of these describes how a five/one ARM mortgage works?
(Points: 2)
The monthly payment is one-fifth of the total purchase price of the house.
The interest rate is fixed for five years and then changes every year afterward.
The interest rate charged on the mortgage is five times the normal interest rate.
The annual fees on the mortgage are only charged during the first five years of the loan.
5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage?
(Points: 2)
Government mortgages are easier to get approved than conventional mortgages.
Government mortgages allow home buyers to spend more money on their house.
Government mortgages charge lower interest rates than conventional mortgages.
Government mortgages prevent the government from taking the property for public use.
6. What is one advantage of using a credit card to make purchases?
(Points: 2)
You earn interest on your purchases.
You can buy something now and pay for it later.
You automatically improve your credit history.
You get instant access to your checking account.
7. Match each of the fees below with the situations where a credit card customer would get charged.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual fee
1: The credit card company requires a yearly payment for the right to use the card.
2: You use a new credit card to pay off the $1,000 balance on another credit card.
3: You pay your minimum payment one week after the due date.
4: You withdraw $500 from an ATM using your credit card.
: Balance transfer fee
: Cash advance fee
: Late payment fee
8. Why is it important for people to maintain a good credit history?
(Points: 2)
So that the IRS won’t investigate them for tax fraud
So that it’s easier to list the expenses on their personal budget
So that they know all of the fees associated with their credit cards
So that they have an easier time getting loans and credit cards
9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month?
(Points: 2)
No fees for cash advances
A high balance transfer limit
A low annual percentage rate
An annual fee that can be waived
10. Match each of the credit card terms with its definition.
(Points: 2)
Matching:
Answer Potential Matches:
: Annual percentage rate
1: Number of days to run a balance before fees or interest are charged.
2: A listing of a person’s financial information and history
3: A credit card with money in a savings account to act as collateral.
4: The amount of interest paid on unpaid balances.
: Grace period
: Secured card
: Credit report
hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )